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Money Traps

The stuff built to take your money, and how to keep it.

Buy Now, Pay Later: The Catch Nobody Mentions Klarna and Afterpay make it look free. Four easy payments is still debt, and here is why. 16-19 6 min read Crypto, Hype, and Your Money What crypto actually is, why the hype is so loud, and how to think about it without getting burned. 16-19 6 min read How Games Are Built to Take Your Money Skins, coins, and loot boxes are designed to get your money. Here is how the trick works. 13-15 7 min read Why Betting Apps Are Built for You to Lose: The House Always Wins The ads are everywhere. Why betting apps are built for you to lose, and how to stay clear. 16-19 7 min read Too Good to Be True? Online Scams That Target Teens Gift card scams, fake job offers, and reselling cons. How to spot the money traps aimed at teens. 8 min read Why MLMs Target Young People (and How to Spot One) What a multi-level marketing scheme is, why they recruit teens and young adults, and the questions to ask before you sign up for anything. 6 min read Is Day Trading Actually Worth It? What Teens Need to Know The honest math behind day trading, why almost no one beats the market consistently, and what to do with your investing energy instead. 16-19 6 min read Gift Card Scams: Why Scammers Love Them and How to Recognize One The most common gift card scam scripts in Canada, why scammers demand gift cards specifically, and what to do if someone asks you to buy one. 6 min read How to Tell Good Financial Advice from Bad (Especially Online) What separates a trustworthy financial voice from a hype account, and the questions to ask before you act on anything you see on TikTok, YouTube, or Instagram. 7 min read