Terms of Use

By using Wise and Faithful you agree to these terms. If you do not agree, please do not use the site.

Who Runs This Site

Wise and Faithful is a personal website operated by Dan Taylor. It is not a corporation, financial institution, or registered advisory firm. It is one person writing honestly about biblical personal finance for Canadian Christian men.

What This Site Is

Wise and Faithful publishes articles, reviews, and resources related to personal finance from a Christian perspective. All content is for informational and educational purposes only.

Nothing on this site constitutes personalised financial, investment, legal, or tax advice. Reading this site does not create an advisor-client relationship of any kind. Always consult a qualified licensed professional before making financial decisions.

Calculators and Tools

The calculators and scorecard on this site produce illustrative estimates based on the figures you enter and built-in assumptions. They are educational tools, not financial advice or guarantees, and I am not responsible for decisions made based on their output. See the financial disclaimer for more.

Who This Site Is For

This site is intended for adults. The Teens section is written so younger readers can learn, but the forms, calculators, and email signups are meant for adults. I do not knowingly collect information from anyone under 16. See the privacy policy for more.

Affiliate Links and Compensation

Some links on this site are affiliate links. If you click through and sign up for a service or make a purchase, I may receive a commission at no extra cost to you.

Affiliate relationships do not influence editorial content. I only recommend products I personally use. Every post containing affiliate links includes a disclosure in the article.

Accuracy of Information

I do my best to keep content accurate and up to date, particularly around Canadian tax rules, CRA contribution limits, and account regulations. However, rules change. I am not responsible for errors, omissions, or outcomes resulting from information on this site.

Always verify current rules at canada.ca or with a licensed professional before acting on anything you read here.

External Links

This site links to external websites including Bible Gateway, The Gospel Coalition, CRA, and others. I do not control those sites and am not responsible for their content, accuracy, or privacy practices.

Comments and Contact

If you contact me through the site, I will do my best to respond. I am a pastor with a full-time ministry role. I cannot guarantee response times. I will not publish or share your messages without your permission.

Intellectual Property

All original content on Wise and Faithful is written by Dan Taylor and is his intellectual property. You are welcome to quote briefly with attribution and a link back to the original. Please do not reproduce full articles without permission.

Limitation of Liability

To the maximum extent permitted by applicable law, Dan Taylor and Wise and Faithful shall not be liable for any direct, indirect, incidental, special, or consequential damages arising from your use of this site or reliance on any information published here, including any financial decisions made based on content from this site.

This limitation applies whether the claim arises from contract, negligence, or any other legal theory, even if Dan Taylor has been advised of the possibility of such damages.

Changes to These Terms

I may update these terms from time to time. The date at the top of this page reflects the most recent update. Continued use of the site after changes constitutes acceptance of the updated terms.

Governing Law

These terms are governed by the laws of the Province of Ontario and the federal laws of Canada applicable therein.

Contact

Questions? Email dan@wiseandfaithful.ca.