The Latte Factor: What $6 a Day Becomes
The math on small daily spending is real, and the habit cost calculator helps you see it clearly and plan around it, without turning into a tool for shame.
38 articles tagged Investing
The math on small daily spending is real, and the habit cost calculator helps you see it clearly and plan around it, without turning into a tool for shame.
The variables multiply fast in your 30s. Here is the financial map for Canadian Christian men navigating mortgages, kids, RRSPs, and the weight of provision.
A pastor's honest answer to the question Christian men keep asking quietly: is investing godly, or just gambling with extra steps?
The parable of the talents is the closest thing in the New Testament to a direct endorsement of investing. Here is what it actually says about money, fear, and faithful stewardship.
TFSA or RRSP? The definitive Canadian Christian guide to choosing the right account, with a decision framework, real numbers, and a stewardship lens.
You do not need $10,000 or a finance degree to start. Here is how to open a TFSA, buy one fund, and stop waiting, from a pastor who waited too long.
Wealthsimple's new prediction-markets app sells Yes or No positions on real-world events. How it works, what it costs, and the question to ask first.
Both are now zero-commission. So the real choice between Wealthsimple and Questrade comes down to how you actually invest, not the trading fee.
An honest review of Wealthsimple Cash as a high-interest banking account. What it does well, where it falls short, and whether it should replace your bank.
Prediction markets just arrived in Canada through Wealthsimple Predict. What they are, and the question to answer before you buy a Yes.
After five years of daily use, Wealthsimple has replaced my regular bank entirely. An honest review of the full product suite from a Canadian pastor.
You do not need a lot of money or a finance degree. Four steps, a TFSA, and one boring fund, and you have started.
The RESP earns a government match the TFSA never will. Past the grant, flexibility wins. Here is the order that uses both accounts well.
Investing is simpler than you have been led to fear. The whole thing fits on a napkin, and time does most of the work.
For most Canadians, start with the TFSA. Here is the simple rule, and the two situations where the RRSP wins instead.
Most Canadian investors hold mutual funds they never chose. ETFs are usually the better fit. Here is what the fee difference actually costs you over thirty years.
Almost no one beats the market by guessing when to jump in and out. Time in the market is what actually builds wealth.
Most Canadian Christian men don't need a financial advisor, faith-aligned or otherwise, and here is the honest case for why.
Is your money safe at Wealthsimple? How the regulation, CIPF protection, and CDIC coverage actually work, and the one risk none of them cover.
Nobody gave you the map. Here is the actual sequence for a Canadian Christian man in his 20s who wants to start handling money well.
The spreadsheet was supposed to give you peace. Instead it handed you a scorecard that never stops updating. On faithfulness, enough, and rest.
Your exact TFSA contribution room is in your CRA file and takes about two minutes to find. Here are the three official ways to pull the number tonight.
Every congregation has an exciting investment tip. Here's why boring index funds beat exciting opportunities, and the biblical case for patience as a financial strategy.
The RRSP Home Buyers' Plan lets you pull up to $60,000 toward your first home. A pastoral guide to using it wisely, repaying it faithfully, and keeping a house from becoming an idol.
Dave Ramsey has helped millions get out of debt. But his investing advice? The data says otherwise, and the stewardship case for index funds is stronger than you'd think.
The poster says 3.95%. Most of us pay 4.95%, and the real question is whether you need the product at all.
The RESP is one of Canada's most underused accounts. The government will match your contributions 20 cents on the dollar. Here is how to start.
Secular sites answer this with math. Christian sites answer it with Proverbs. Dan does both. And the answer is simpler than you think.
The 2026 annual TFSA limit is $7,000. If you have never contributed since 2009, your total lifetime room is $109,000. Here is how to find your exact number.
The 2026 RRSP deadline is March 1, 2027. A pastoral guide to approaching it like a steward, not a last-minute filer.
If your employer matches contributions, joining the group RRSP is almost always the right move. Here is what to know before you sign up, or skip it.
The bank withholds up to 30% when you withdraw from your RRSP, but your real tax bill depends on your total income for the year.
A pastoral guide to the six RRSP mistakes Canadian Christian men in their thirties make most often, and what stewardship looks like instead.
The parable of the talents isn't just about faithfulness. It's a story about what buried potential costs you, and why starting now matters more than starting with more.
The TFSA is one of Canada's most powerful financial tools, but most Canadians underuse it or trip on avoidable rules. Here's what actually matters.
A pastor's playbook for stewarding a tax refund, bonus, inheritance, or severance, before it evaporates.
A plain-English pastoral guide to how CPP works, what it will actually pay, and why it is a floor, not a plan.
Christian guide to the TFSA in Canada for 2026. Learn contribution limits, investment options, and how to steward your TFSA faithfully as a Canadian believer.
Most men measure provision by one number. It's the wrong scoreboard. Eight signs you're providing well that have nothing to do with your salary.
Wanting a home is not wrong. But if you cannot imagine a faithful Christian life without owning one, something has gotten hold of you that needs naming.
What does the Bible say about money? A thorough look at what Scripture teaches about wealth, debt, giving, and stewardship for Canadian Christian men.
When cutting isn't enough, most advice just tells you to cut more. There's a second move most people never use.
The Bible is full of wealthy people God loved. Here is what Scripture actually says about wealth, money as idol, and what open-handed stewardship looks like.
Frugality gets treated like a spiritual gift. It isn't. Here is the distinction that matters, and where frugality quietly goes wrong.