TFSA vs RRSP: A Christian Decision Guide
TFSA or RRSP? The definitive Canadian Christian guide to choosing the right account, with a decision framework, real numbers, and a stewardship lens.
Taxes & Accounts
Taxes & Accounts
23 articles tagged Taxes & Accounts
A Christian Guide to Investing in Canada
You do not need $10,000 or a finance degree to start. Here is how to open a TFSA, buy one fund, and stop waiting, from a pastor who waited too long.
The FHSA Explained: Canada's Best Account for First-Time Home Buyers
The FHSA gives you an RRSP deduction going in and a TFSA withdrawal coming out. Here is how it works, and why to open one this week.
Wealthsimple Cash Review Canada 2026
An honest review of Wealthsimple Cash as a high-interest banking account. What it does well, where it falls short, and whether it should replace your bank.
Wealthsimple Review Canada 2026
After five years of daily use, Wealthsimple has replaced my regular bank entirely. An honest review of the full product suite from a Canadian pastor.
Best Tax Software in Canada for 2026
The best free and paid tax software in Canada for 2026. Wealthsimple Tax, TurboTax, StudioTax and more, reviewed with a focus on charitable donation credits for tithers.
RESP vs TFSA for Kids in Canada: Which Is Better for Christian Parents?
The RESP earns a government match the TFSA never will. Past the grant, flexibility wins. Here is the order that uses both accounts well.
ETFs vs Mutual Funds in Canada
Most Canadian investors hold mutual funds they never chose. ETFs are usually the better fit. Here is what the fee difference actually costs you over thirty years.
Is Tithing Tax Deductible in Canada?
Yes, your church giving lowers your tax bill in Canada. Here is how the charitable donation credit actually works, and how much it is worth.
Tax Software for Charitable Donations
The best Canadian tax software for claiming your church donations and charitable receipts in 2026, and the free option most tithers should use.
How to Find Your TFSA Contribution Room
Your exact TFSA contribution room is in your CRA file and takes about two minutes to find. Here are the three official ways to pull the number tonight.
The Clergy Residence Deduction in Canada
Most pastors in Canada have never heard of the clergy residence deduction. It exists specifically for them. Here is how it works.
RRSP Home Buyers' Plan in Canada 2026
The RRSP Home Buyers' Plan lets you pull up to $60,000 toward your first home. A pastoral guide to using it wisely, repaying it faithfully, and keeping a house from becoming an idol.
What Is the 2026 TFSA Limit?
The 2026 annual TFSA limit is $7,000. If you have never contributed since 2009, your total lifetime room is $109,000. Here is how to find your exact number.
The 2026 RRSP Contribution Deadline
The 2026 RRSP deadline is March 1, 2027. A pastoral guide to approaching it like a steward, not a last-minute filer.
Should I Join the Company RRSP?
If your employer matches contributions, joining the group RRSP is almost always the right move. Here is what to know before you sign up, or skip it.
RRSP Withdrawal Tax in Canada
The bank withholds up to 30% when you withdraw from your RRSP, but your real tax bill depends on your total income for the year.
Six RRSP Mistakes Christian Men Make
A pastoral guide to the six RRSP mistakes Canadian Christian men in their thirties make most often, and what stewardship looks like instead.
HBP Repayment Rules for Canadians
You have 15 years to repay your Home Buyers' Plan withdrawal, and missing a payment costs you real tax money. Here is how the rules actually work.
FHSA vs RRSP HBP for Your First Home
The FHSA wins in almost every case. Here is the plain-English breakdown of both accounts, and the stack strategy that gets you the most out of each.
5 Things to Know About Your TFSA
The TFSA is one of Canada's most powerful financial tools, but most Canadians underuse it or trip on avoidable rules. Here's what actually matters.
What Christian Men Should Know About CPP
A plain-English pastoral guide to how CPP works, what it will actually pay, and why it is a floor, not a plan.
The Christian Guide to the TFSA
Christian guide to the TFSA in Canada for 2026. Learn contribution limits, investment options, and how to steward your TFSA faithfully as a Canadian believer.
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Is It Wrong to Be a Wealthy Christian?
The Bible is full of wealthy people God loved. Here is what Scripture actually says about wealth, money as idol, and what open-handed stewardship looks like.