Books We Recommend
Faith & Finance
The Total Money Makeover by Dave Ramsey
A classic, practical guide to getting out of debt and building wealth. Rooted in biblical principles. While American-focused, the core principles apply perfectly in Canada. (Affiliate link available)
Thou Shall Prosper by Rabbi Daniel Lapin
A fascinating look at the Torah's wisdom applied to wealth and business. Surprisingly applicable for Christians.
Rich Christians in an Age of Hunger by Ron Sider
A challenging, prophetic call to examine how our wealth relates to global poverty. Not a budgeting book; a heart book.
Free Canadian Calculators
Government of Canada Tools
- RRSP Contribution Calculator: See your deduction limit
- TFSA Contribution Room Tracker: Check via CRA My Account
Third-Party Tools
- Wealthsimple Tax: Free tax filing for simple returns
- GIC Rate Comparisons: Ratehub.ca and GreatCanadianRates.ca for best GIC rates
- Mortgage Calculator: CMHC's official calculator
Recommended Canadian Financial Apps
| App | Purpose | Cost |
|---|---|---|
| YNAB (You Need A Budget) | Zero-based budgeting | ~$153 CAD/year ($109 USD) |
| Wealthsimple | Investing & TFSA/RRSP | Free / Plus tier |
| Monarch Money | Budgeting & net worth dashboard | ~$139 CAD/year ($99.99 USD) |
| Koho | Smart spending account | Free / paid tiers |
| Borrowell | Free credit monitoring | Free |
Canadian Giving & Generosity
CanadaHelps.org: Donate to any registered Canadian charity online, receive your tax receipt instantly. They also offer donor-advised funds for more strategic giving.
Tithe.ly: Popular church giving platform used by many Canadian churches.
Compassion Canada: Child sponsorship through a trusted Canadian-registered charity.
Podcasts Worth Listening To
- Maple Money Show: Tom Drake covers Canadian-specific personal finance in depth
- The Rational Reminder: Evidence-based investing from two Canadian advisors (PWL Capital)
- Afford Anything: Not Canadian, but Paula Pant's framework for intentional spending is exceptional
Government Resources
- CRA My Account: View TFSA room, RRSP limit, tax returns
- Service Canada: CPP and OAS information
- OSFI: Pension regulation information
- Financial Consumer Agency of Canada: Unbiased financial education
Finding a Christian Financial Advisor in Canada
If you want professional financial advice informed by your faith, look for:
- A CFP (Certified Financial Planner) designation: this is the Canadian gold standard
- Advisors who are fee-only (not commission-based): this reduces conflicts of interest
- Ask potential advisors about their approach to charitable giving and values-aligned investing
Kingdom Advisors is a US-based network with some Canadian members who integrate faith and finance professionally.
Disclosure: This article contains affiliate links. If you sign up or purchase through them, I may earn a small commission at no extra cost to you. I only recommend products I personally use. Full disclosure.
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