Most of us give from what is left. Pay the bills, cover the wants, and if something survives at the bottom of the account, a little of it goes to God. It rarely does, because there is rarely anything left.
So the giving never quite happens. The heart is usually willing. What defeats a man is the order he does things in, and the math runs out before generosity ever gets its turn.
Scripture puts it the other way around, and the reversal is the whole point.
Give first, off the top
The old word for it is firstfruits. You give from the first of what comes in, before the money can get spoken for.
There is a spiritual weight to which end you give from. A man who saves before he gives is quietly building his own kingdom. A man who gives before he saves is letting God build his. Same paycheque, same dollars, completely different posture toward the God they came from.
Notice what that order does. Giving becomes a decision you make once, at the start of the month. Generosity stops depending on whether anything happened to be left over.
Stop reasoning your way out
A certain kind of man gets stuck right here, and I say it with affection because I understand the impulse. He starts negotiating the technicalities. Do I tithe on the gross or the net? Have I already given on this money once? Does this bonus count?
Those can be real questions, and the gross-versus-net one has a longer answer if you want it. More often they are a hesitation doing the work of a theology.
So let me ask it the way I would ask a friend across the table. Are you trying to reason your way out of giving to God? What is the worst thing that would actually happen if you rounded up instead of down?
Ten percent was only ever a starting figure. All of it belongs to God, and always did. Once you see that, arguing over a percentage point starts to feel like what it is.
Start somewhere. Give something, on purpose, this month. The exact figure clarifies itself once you are actually giving, and almost never before.
What it does to the giver
Now the part nobody warns you about. Generosity changes the person doing it, usually before it reaches anyone else.
Open your hand, and money loses its grip on you. That is the strange mechanism at the centre of it all. Contentment comes one open hand at a time. Gripping tighter has never produced it in anyone.
I will say it plainly, because it has been true in my own life. Generosity is one of the most life-giving things a man can do. It always brings me closer to God, every time, because in the act of giving you are doing the one thing God is always doing. He is the giver. When you give, you get a small taste of what he is like from the inside.
Money was only ever where this starts. You can be generous with your home, your time, the skills you happen to have, the seat in your car, the spare hours in your week. The tithe is the doorway. Open-handedness is the room it opens into.
The one step this week
Before you pay a single other thing this month, give first. Make it the first transaction. If it helps to take the decision out of your hands entirely, set it to happen automatically the day you get paid, the way you would with any bill that matters.
If you want help with the numbers, the tithe calculator will run them on your actual income. And when you are ready to go deeper than a primer, start with why most Christian men save before they give, then generosity beyond the tithe.
This freedom arrives long before the numbers do. It comes from opening your hand while you still feel like you cannot afford to. Give first. The grip loosens from there.
Common questions
Should I give before or after I save and pay my bills?
Give first, off the top. Scripture calls it firstfruits (Proverbs 3:9): you give from the first of what comes in, before the money gets spoken for. Most people give from the leftovers, and there are rarely any leftovers. Giving first makes generosity a decision you actually make.
Do I tithe on gross or net income?
Start somewhere. The exact percentage can wait. The gross-versus-net question is often a hesitation doing the work of a theology. Ten percent was only ever a starting figure, because all of it belongs to God. Give with intention, and the precise figure tends to clarify itself once you are actually giving.
What does generosity do for the giver?
It loosens money's grip on you. Giving is one of the most life-giving things a person can do, because in the act of giving you do the very thing God is always doing. It builds a contentment that no amount of careful budgeting produces on its own, and it usually draws you closer to God.
Is generosity only about money?
No. You can be generous with your home, your time, your skills, a seat in your car, or the spare hours in your week. The tithe is the doorway, and open-handedness is the room it opens into. Money is simply where most men start learning to hold everything loosely.
Free: The Steward’s Map
Working out your giving? It is move 1 of 8, and move 8 is where the whole thing was headed.
The Steward's Map puts eight money moves in order on one page. Leave your email and I'll send the map with its fill-in worksheet, then The Steward's Weekly every Thursday morning.